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If I remember correctly, DSL speed is also determined by the distance from your home to the communications center. Of course, the further you are, the slower it is. They may tell you 256K or 1.5MB but you won't get that if you are on the higher end of the distance limit.
Cable won't downgrade with the increase of distance. However, if you have many neighbors in the area all subscribe to cable modem service, you will have to share the same bandwidth (whatever it is determined by the cable co.). Lucky for me, most of my immediate neighbors are dish users.
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