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		 Art, you crack me up. You've always got this "What's all the fuss? I seem to do well for myself" attitude. I suppose most of the gripes people have would disappear completely if they relied on only themselves. Christmas, though, is about relying on others. I do like your method, don't get me wrong, I utilize it throughout the year. 
		
		
		
		
		
			
		
		
		
		
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