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I think the key when you're drowning like that is to pick one thing that is contributing to the problem and, while just fending off everything else, use what you have to eradicate that one problem. Once that is done, move on to the next...it is a systematic and time-consuming, yet effective, method.
If you have lots of debt...instead of making minimum payments, consolidate and then pour as much as you can into it to help it go away faster. Look around at things you have that you don't need or don't use...sell them. Every penny you make that is in excess of what it takes to survive should be put into that "destroy debt" fund. Don't go to movies...go to the library and get books for free, don't take a cab when you can walk, etc...
There is always a way, brother...hang in there and chip away. It will see like an eternity in front of you until one day you wake up and realize that it's all behind you...
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Locusts and honey ... not since John The Baptist has there been a voice like that crying in the wilderness. ... Every man knows he is a sissy compared to Johnny Cash -- Bono.
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