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After my son moved out of an apartment he had rented in Portland, OR, the owners sent him a bill for repairs that were exorbitant. Subsequently, he notified them via letter that he disputed owing any money. The apartment owners turned it over to a collection agency, who attempted to collect on this disputed bill. They apparently reported the collection action to Equifax and their ilk.
It has been over three years now, and no small claims action has been filed. My questions are in regard to his credit report.
Is there a way to remove this negative entry, even though he has essentially been denied his day in court? My understanding is that they can only report this negative action if they also report that it is under dispute. Is there a way to determine if they have complied with this requirement? Additionally, it would be good to know what the statute of limitations is for this type of litigation.
Thanks very much for your assistance, it is greatly appreciated.
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"The gift of liberty is like that of a horse, handsome, strong, and high-spirited. In some it arouses a wish to ride; in many others, on the contrary, it increases the desire to walk."
-- Massimo d'Azeglio
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