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Unless you can find someone gullible enough to buy it for $21,000, you will be stuck paying the difference between what you get and what you owe. If you own a house, you can minimize the damage by adding the amount to your mortgage. If you refinance, you might be able to get a lower interest rate and spread it out over a longer term. Just an idea.
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A little rudeness and disrespect can elevate a meaningless interaction to a battle of wills and add drama to an otherwise dull day. Calvin
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