Haha, this is a great thread. I want in. :P But I have never peeped on anyone.
However, I was peeped on more than once...so I could share some of those stories. :P
When I was about 14 or 15, I spent a weekend over at my aunt and uncle's house in the summer. One of the mornings I get up and head to their only bathroom in the house for a shower. I remember having both my male cousins walk in on me getting undressed, how embarassing! It wasnt funny at the time, but now I can joke with them about it... :P
Another story....
When I was in my young teenage years (12-15) I was really busy with extra curricular activities....figure skating in particular. Sometimes I would have to leave school a little early to get to the arena, and sometimes I would go from one arena in one city to another arena in another city...one after the other! Crazy life it was.
Anyways, one spring afternoon my mom is driving me to another city after school for skating, on the highway, going pretty fast. I think I was around 14 or so. Im running late so I start to get changed in the backseat of the van...no biggie since I figure the dark tint in the windows will prevent anyone from looking in....heh...apparently NOT.
I distinctly remember taking off my top and bra to pull on my skating dress (the dress had a low cut back), and as Im dressing I look out my right window and lo and behold...some guy in his twenties is staring at me!
Holy shit man, I never ducked so fast in my entire life! My mom didnt even notice, and still doesnt know..lol.
It was pretty freaky though... I dont think I ever changed in the van again after that...lol
And of course, I have the common mistake of getting out of the shower and walking around the house in a towel, getting changed, and realizing later that some of the curtains are open! heh...oops...but Im getting better.

EDIT: just remembered, only this past October I got new curtains for my bedroom. For a year or more, I had no curtains, that was always nervewracking cause my room faces the street and the windows are pretty big. Ill bet people in the neighbourhood saw stuff that year...heh.