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Kutulu: Did the hospital say they medicines they gave you were free? Did the package say "FREE SAMPLE - NOT FOR RESALE" on it anywhere?
On the second thing, you're the one who has it backwards. The hospital it the SUPPLIER, the insurance company is the RESELLER. The insurance comapny negotiates the price, which they then resell to you, via the deductions from your pay. Think of it as a layaway plan. Trust me on this one, this IS how it works. HMO's are especially good at this, and Medicare, being the biggest HMO of them all, is the best.
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