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Originally Posted by Slavakion
A teacher once told me this. Please tell me whether or not she was right.
To help build up good credit, you should use your card often. Even if you're buying a pack of gum. Just make sure that you pay it off when you're supposed to.
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Well... She was kinda right, I suppose...
How often you use your credit card doesn't really matter - if you bought a pack of gum, as long as you do it once a month, that would be enough to report to the bureaus that it was active and that you made a payment on it.
Paying it off in full will typically save you a bundle in interest, but you still want to keep the balance well below the credit limit, as the credit reporting agencies keep track of the highest balance you had ever carried. Under 50% of the limit is a good rule of thumb, even if you pay it off in full each month.