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A mortgate you kinda need to have, thats an acceptible debt as no way can most people save that kinda cash up front.
Most people would also say a car also but I'd argue that - I bought a 5-year old car in great condition for 1/7th of the new price. I put it on my c/c. Theres an interesting phenomenon here in the UK where the c/c operators are giving 0% balance transfers for 6 months. Its a 'moth and candle' game I guess - theyre betting I wont pay my car off in 6 months, I bet I will.
Time will tell :-D
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If you always do what you've always done, you'll always get what you've always gotten
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