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Fortunatly my dad taught me about loans and credit. If i wanted a big ticket item such as a new bike he would loan me the money interest free. Taught me how to make payments. I didnt get a credit card until I was 24 and havent paid a bit of interest. When I purchase something I know i'm going to have the cash for it to pay it as soon as the bill comes in. Unfortunatly we live in a "now" society. It amazes me to find out how much some people owe on there cradit cards.
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