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credit..... ok so im 26 and have had "credit" for 5 years....
im about to pay off my first loan... but have easilly racked up another 7000 in debt.. i am also a compulsinve buyer.. so it really really is easy for me... my wife is verry good at paying hers down.. not evreymonth but she pays on it verry responsibly... she tries to pay mine off but..to no avail...
i recnelty talked to my dad about my 19 yr old brother who realy didnt even compreheand the idea of how much a 200 cell phone bill was.. and really didnt couldnt even think about a creitd card or what a credit score was.. or what it meant to pay your stuff on time..
all of wich led me to think about this..... i fought and fought to get credit period. wether it was a card or a loan or a gift hell at one point in time i woulda paid ony of ur bills justso i coulda said i was.. now here i have so much im actually refusing or cutting up what comes in the mail....
wich leads me to think how many people are like i was... dying to get credit and then realize why the hell did i want this...
anyway.. i think we really need to teach our kids... anything would be better than nothing.....
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if you cant read my post i dont want to hear about it move on. thanks 
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