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I practiced bankruptcy law for years. I was constantly amazed at the number of credit cards and debts my clients incurred. One married couple came in a few years ago with over $260,000 in credit card debt alone!. $12,000 was just from the Disney Store. They got discharged and everything was fine. Two years later, they came back with another $100,000 in credit card debt. Unfuckingbelievable. They wanted to file another Ch. 7. I had to tell them you can file only once every 7 years. Some people never learn.
I have one emergency credit card ad that's ONLY for an emergency. The rest are debit cards or prepaid credit cards.
BE CAREFUL ABOUT CREDIT CARDS. THEY ARE DEATH TRAPS IF YOU CANT PAY THEM OFF EACH AND EVERY MONTH.
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