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Have you checked locally to see what the laws are in your area? I hat to invoke the name of "lawyer" but you may want to consider calling one, as it may be worth paying their fee even for 30 minutes of their time, alternativly, as Mikado suggested check with brokers to see what they have to offer, and what they can tell you about the laws. I was under the impression that pregnancy was not considered to be pre-existing, that all insurance had to allow for it, but I could be wrong, the laws may have changed since what I knew, or it may be a local thing in my area.
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