I'm looking for some insurance advice for anyone that knows about it or has been in a similar situation.
Basically I've been at this job for 2 years and I've determined to leave it soon. I'm going to work for another guy in web hosting, but he does not have an official company, and no insurance.
So what I need to do is to get on another insurance plan. I called my current provider, and they said that I have COBRA coverage under the plan I have now, I believe that means I can continue paying on my same plan for 6 months with the same coverage.
Here is the tricky part - my wife and I are trying to get pregnant (well, you know what I mean) - so that throws a kink into the situation. Some insurance plans do not cover pre-existing conditions (like pregnancy), and I would like to avoid getting stuck with the hospital bill for that.
So, is it possible to get insurance directly through my existing company (Aetna)? I went through a price quote on their system and I can get an decent HMO for about the same I am paying now. I have a number I'm supposed to call to get information but would like to get all of the info I can to make sure I'm not raped on prices. I'm expecting to pay around $500 a month, that seems reasonable from what I have heard.
Any thoughts or suggestions? Thanks
