When the wife and I got married 11 years ago, our credit was perfect and we were America's financial sweethearts. Eight years and one joint checking account later, we were near financial ruin. ALL of it was my fault, of that there is no doubt. In 2001, she took over the finances completely. Nowadays, I may offer advice or suggestions, but she is completely in charge. She has two checking accounts (one for our money, one for her money), and I have absolutely no access to either account. When she pays the bills, my job is to sit nearby and tear off the bottom pay stubs from the bills and stuff the envelopes. I am also in charge of sealing the envelopes and applying postage. The rest is all hers. If I need money at work for something, I ask her for it before I leave the house; otherwise, I'm not allowed to carry any money or checks.
The initial gagging on my pride was pretty substantial and humiliating, but I have to admit that she's a financial genius, and she single-handedly rescued us from disaster and has us in pretty good shape these days. This time next year, we should be debt-free except for house and car payments.
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Living is easy with eyes closed.
Last edited by warrrreagl; 11-17-2004 at 08:34 AM..
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