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I would really just tell you to call local places and ask them. See if they can tell you everything that they will cover and then make your decision. Shopping around is the best you can do to make sure you get the best coverage for the best price.
Hope you find what you're looking for.
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"You hear the one about the fella who died, went to the pearly gates? St. Peter let him in. Sees a guy in a suit making a closing argument. Says, "Who's that?" St. Peter says, "Oh, that's God. Thinks he's Denny Crane."
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