maleficent

Mine is thru Allstate... I have replacement value on all my electronics (all my stuff actually) and I think I pay about 15-20 dollars a month. While i haven't had to use it, my very first apartment I hadn't thought about insurance, the first two weeks I lived there, I was burglarized, most everything I had, and I didn't have much (television, vcr, 75 video tapes, stereo, leather jacket,a few pieces of jewelry, and a few other things, the only electronic that was left was my clock radio. was all stolen. Took me months to get everything replaced because I didn't have the money to buy new.

If you have expensive jewelry (ie engagement ring) you'd probably have to get a rider for it.

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