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ok...so I have a wells fargo credit card at prime plus 9% with no annual fee, my balance is zero and my fico is about 630-640...does anyone think I qualify for a better rate? or should I be keeping my mouth shut and be happy with what I have? I don't want to make any threats if I won't be able to get a better deal anywhere else....and I don't want a bunch of turn down inquiries in case I really need to get more credit in the near future. I also will not agree to have a credit card tied into my mortgage.
Hey guys, let me know what you think
Cheers
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