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toverfie, there's some really aggressive collectors out there now.
I have something that was written off over a decade ago come back to haunt me. There's federal laws re: collection and these companies have been skirting around them by selling them back and forth to each other then claiming that the cease and desist or proof of documentation request doesn't extend to them anymore.
Unlike your situation, mine aren't on my TRW/Equifax or whatever it's called, and didn't appear over the past 13 years.
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