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Yeah, at 28 you can easily afford to be more aggressive with the investments in your retirement account. Unless you already have a substantial amount in your account, I would recommend increasing the amount that you contribute to that account. 6% of your income contributed per year isn't going to get you very far. It is nice that your employer is bumping in 3%, but you should consider upping your own contribution to 10% of your gross income if you want to have a happy and easy retirement. Particularly, I would say to go heavier now on your contributions since the stock market is still fairly depressed from the levels it was at 4-5 years ago. Historically, things should be rebounding soon and you will be happier to have put the money in earlier.
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