My two bits - don't warn her that you're coming for the appliances. Show up at the door with a moving van and the sheriff, along with proof of ownership documentation and just take them. If you warn her, you may regret it.
Oh, and definitely close the account to further charges and start paying it off, as everyone else has advised. You should never co-sign or 'loan' your credit to anyone unless you're prepared to pay the whole thing off. Some lessons are expensive.
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"Act as if the future of the universe depends on what you do, while laughing at yourself for thinking that your actions make any difference."
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