ok, well i definitely won't be carrying any balances past that 50% threshold, and i doubt i'll even make that, so no worries
i'll use it normally and won't worry so much about the balances. but like i said, i plan on paying it off full every month so there won't be any charges.
thanks again, i'm sure i'll have questions later on but i think you've managed to address all my concerns at this point !
