Isn't the safest course of action to lock yourself in the bathroom with your mobile and ring 911/999? That is what the police in England would advise, and it seems to make intuitive sense. The chances of the intruder being a murderer or kidnapper are far far smaller than the chances of an armed altercation with burglars leading to you getting injured. Lock yourself in the bathroom and you will at worst lose some possessions. Confront them and you may lose your life.
And that is without even considering the fact that the 'lock yourself in the bathroom' scenario will mean the saving of a life at the expense of a few insured and easily replacable household belongings. As icky said earlier. The value of a life is surely higher than the value of a TV (or more strictly, the value of the time it takes to make the insurance claim and choose a new TV).
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I've been 4thTimeLucky, you've been great. Goodnight and God bless!
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