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I've done that a couple of times Andrew, and it did help. But stupidly I continued to use the other cards still. My own fault.
Recently I applied for another card, with 0% transfer and 0% for next 9 months. But I couldn't get it since my debt is so high now. So yeah... A bit of a situation.
I know it's temporary. In 3 months my car will be paid and I'll have that extra money to put towards my debt. But these next 3 months... they're going to be rough.
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Absence is to love what wind is to fire. It extinguishes the small, it enkindles the great.
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