You've got at least 4 more years (ouch - it hurts to type those 3 words) before you need to make that decision, But, if business is your future, then an MBA will open many doors.
With the obvious exception of academia, I can think of two majors that require graduate study - if it's business, you need a masters; if it's psychology, you need the doctorate. Other than those two, most (not all) disciplines' masters programs are carbon copies of their bachelors programs, with the addition of more term papers and a final thesis.
As far as continuing straight through after your undergraduate studies - cross that bridge when you come to it. Like many people have said, the longer you're not in school, the harder it is to go back. I'm the poster child for academic procrastination - 22 years between my freshman and senior years of college. I graduated at the age of 40, and hit the work force competing with 22-yr. olds for the same jobs. I wouldn't advise that path for anyone.
Just get your bachelors first - chances are you'll switch majors before you finish anyway.
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If you want to avoid 95% of internet spelling errors:
"If your ridiculous pants are too loose, you're definitely going to lose them. Tell your two loser friends over there that they're going to lose theirs, too."
It won't hurt your fashion sense, either.
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