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gar1976 · 10-26-2004, 06:09 PM

I'll second the "this might not be the best idea."

So - you've got around 15k in debt at 14%, which is crappy, but could be worse. You have a minimal amount of car debt, which I'm guessing is at or around 10%, and should be paid off in six months or so. As long as the credit card debt is that rate, I'd stick with it, since the bank might charge you close to that for an unsecured loan anyways, and you might be stuck with a bunch of up-front fees.

However, should your credit card rate increase, I would definately look into it.

10-26-2004, 06:09 PM	#8 (permalink)
gar1976 Custom User Title Location: Lurking. Under the desk.	I'll second the "this might not be the best idea." So - you've got around 15k in debt at 14%, which is crappy, but could be worse. You have a minimal amount of car debt, which I'm guessing is at or around 10%, and should be paid off in six months or so. As long as the credit card debt is that rate, I'd stick with it, since the bank might charge you close to that for an unsecured loan anyways, and you might be stuck with a bunch of up-front fees. However, should your credit card rate increase, I would definately look into it. __________________ Blistex, in regards to crappy games - They made pong look like a story driven RPG with a dynamic campaign.