Same here, fingering/handjobs under the blankets. Keeping a straight face can be quite difficult but if you can pull it off: that's a great feeling.
My brother once told me he had sex with his (now) wife in a hottub while others were in there there with them. She just sat on his lap and next thing you know he's inside her. I personally couldn't get away with full on sex as I get far to into it. Everyone would know.
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