You need to figure out the current price of those bonds were you to sell them to determine the effective current yield. If that's higher than what you're paying on your cc debt, then you should keep the bonds. But, I can tell you without knowing any of the details that you're almost definately better off selling those bonds now and paying down your debt (unless you have an apr on the cc's less than, say, 5%). PM me if you want me to walk you through the math.
|