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well alott of you say phones are cheap yes thats true but it only covers a small portion of them.. alott more phones are expensive mine was 300 got it for 150 to a small self employed guy like me too much not to have the insurance the one 1 i want next is 350 will proly buy on ebay for 200. i used to think i didnt want to pay the 5 bucks a month till i ran mine over yeah that didnt work to well. so now i pay the 5 bucks a month and will pay 50 when i need a new one. i say worth it. i also pay 90 a year on my laptop with 0 deductable really i hate insurance i have car auto work life ( my wife makes me 40 a month im only 25 ( thats a bunch by the time im 90)) phone laptop kid evreyone notice no health ( way to expensive) i still think kerry sucks. ok so touched on evrey subject lol im such a nerd.
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