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I am a big proponent of DIY computers, for many of the reasons already stated. I would only ever build for myself, and I highly recommend it. But I'd like to remind the thread starter of one thing he may not have considered: the cost of software. If budget is a major consideration, be sure and factor in the cost of your preferred operating system, a basic office suite, things that get thrown into the package with a Dell but you must provide yourself if you build.
Of course you may prefer a free OS and other free software, or perhaps you have already bought all that stuff. And of course some people have the means at their disposal to acquire software at huge discounts or even for free through unusual channels. Regardless, don't forget and realize only at the last moment that you really wanted Windows XP Pro and whatever the latest version of Office is, and you didn't allow an extras $600 or so to buy it.
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