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I think, maybe, I'm cpmpletely screwed
Ok
My salary - gross - is £16,000 PA, I take home £1,030 a month aprox
I also make about £75 profit a month selling second hand books
I owe...
Personal loan - £7100
Credit Card A - £2900
Credit Card B - £1350
Student Loan - £3500
Parents - £8000
I am seriously starting to wonder if I should declare myself bankrupt - I know this screws up my credit... but I dont know what else I can do... I've got myself in such deep shit, I cant see any way out.
I rent my apartment, dont own any assets worth selling. I just cant see any way out... does anyone have any experience/advice about the practical implications of voluntary bankruptacy? Would I have to tell my employer for example?
__________________
"Do not tell lies, and do not do what you hate,
for all things are plain in the sight of Heaven. For nothing
hidden will not become manifest, and nothing covered will remain
without being uncovered."
The Gospel of Thomas
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