Although the PS is suspect, if the system is stable but the apps are crashing I would suspect file/library corruption which could be caused by bad RAM or a dying HD or I guess even a funky PS messing with the whole system and causing file corruption(?). If the problem doesn't go away with a new PS you might want to try a system restore or repair disk. And with all those HDs, you have the system backed up somewhere, right?
Most good computer shops can test your RAM and scandisk can check for HD issues.
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