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Old 09-25-2004, 02:15 AM   #49 (permalink)
DJ Happy
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I would leave saving until one of you graduates and gets a full-time job. I was going to suggest that "the bloke whose name consists of random letters" works more than 4 hours a day, but I didn't realise that he was still at college.

Your rent seems very high to me. I normally work on the calculation that your rent should not be more than a third of your income, although I guess if you're not saving or putting money towards a pension yet it could be slightly higher than that. I currently make an awful lot more than the two of you combined, yet my rent is only about twice what yours is and I don't live in a cheap part of the world. As it stands, your rent takes care of about two thirds of your monthly income, about twice what it should be in my opinion.

If your expensive internet connection is necessary for your job, shouldn't your employer pay for it? If you explain to them that you can't afford broadband at the moment, I'm sure they'll fork out the dosh for you to keep it.

And have you considered shaving your head? I do and I save a huge amount on haircuts every month. Of course, my wife more than makes up for that with her weekly forays to the beauty parlour, but there you go.

I'd probably also ditch the car altogether, unless you absolutely could not afford to go without it. Take the bus when you go back home and use public transport otherwise, although I don't know what the public transport situation is like in San Jose.

Getting married while you are both still studying is going to be difficult, no matter what the circumstances. When my parents did it, one of them worked full time while the other one studied, with the plan being that the roles would then be reversed upon the graduation of the student. A good plan in theory, but they did not count on getting divorced after my father graduated.
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