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Since I havent seen the spreadsheet yet I will just comment on Mal's comments
remember that if you get married the car insurances rates will change a little, we paid 1500 dollars a year for full coverage on a camaro and a brand new dodge pick up truck (multicar discounts apply when you're married)
If possible get renters insurance with the same company...our insurance gave us ANOTHER discount for having both car and renters with them. (We are in GA and paid 150 a year for it)
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I want the diabetic plan that comes with rollover carbs. I dont like the unused one expiring at midnite!!
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