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Cocounselor23, Are you familiar with Holder in Due Course law?
I live in NY. About 4 years ago I sent a personal check to someone in the state of Washington in the amount of $900 for a virtual item. They cashed the check in a check cashing store and did not deliver the item. I immediately stopped payment on the check and did not lose any money.
Since then the checking cashing store has a collection agency after me who claims I am responsible for it because of holder in due course law. I also found out that they went after the person who cashed the check but that person declared bankruptcy.
Other than telling the collection agency to piss off, is there anything else I could do?
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