Games will benefit hugely from the SoundBlaster. If you only use the sound for music, then it'll be fine...but onboard sound has a tough time in games sometimes (unless you have extremely powerful onboard sound like the nForce 2's SoundStorm). I'd put the 5.1 in.
-Lasereth
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"A Darwinian attacks his theory, seeking to find flaws. An ID believer defends his theory, seeking to conceal flaws." -Roger Ebert
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