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When I make a purchase, I put the CT money in my wallet. When I make another purchase, I spend the CT money first. So it doesn't build up. Why have a lot of CT money in "inventory"?
What bugs me is that they used to give 4% for using cash as a reward for using cash. Now, it's like 2% and they give more rewards for using credit. They used to be beneficial to society, encouraging people to not use credit. Now, they just want to rob as much of your money as they can!
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