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I use both. I have about 7 accounts using Outlook. Three of them are also accessible through a web-based interface.
One is for work and I have to use the Outlook web access when at home because the firewall doesn't allow access from outside using POP. The others are handy when I don't have my computer. I can use any other computer and leave the mail on the server to fetch to my computer later with Outlook.
Sometimes, when I connect my laptop to my friend's LAN, his ISP won't forward my mail, so I am thankful I have a web-based account to use.
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