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Originally Posted by Prince
How do they keep track of what utilities are in my name? How does my GOOD credit info get updated?
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When you get the utility, you are generally asked for your social security number, that's what your identifier. If you pay late, then The big 3 credit reporting agencies will know about it.
You can check with Equifax, TRW, and the third one which I am drawing a blank on to get your credit report - and check it yearly for any descrepencies as well.