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Credit is essentially a sort of proof that you will repay and money borrowed with interest on time. Yes, you have to earn a worthy status.
It's easy to earn credit though... Apply to different credit cards (the offers might not be as good) and you should be accepted by 1 or 2 of them. Buy something and pay it off. Make sure your payments are prompt. An easy way to accomplish this is to have at least the minimum payment automatically drafted from your banking account. Your first credit card with no previous credit is usually in the $200-$300 range, so minimum payments of $15 shouldn't be a problem. After a few months you can request a greater credit limit.
Have utilities in your name and pay those on time helps as well.
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