I have AT&T, the $39.99 GSM American National (or something) plan. Once I realized I was paying $0.20/minute on calls to Canada I called them up to see what I could do. So I added service to Canada (and Mexico too) for an extra $9.99 a month.
It's worth it to me since the calls I made the month I paid long distance was far more than $9.99 a month.
I'm sure AT&T offers a 12 month plan. You may not get a very good deal on the phone itself. Not as much of a rebate and such.
Try going directly to an AT&T store and talking to a salesman.
Good luck, I know long distance charges are a killer!
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