Heck, why don't you have a regular credit card? I'm assuming the house was inhereted, otherwise you have a lot of income to buy and pay one off already, which means a nice job, and then they would throw cash at you in an attempt to get you to borrow.
Don't know if I would monkey around with a house line just to build credit, when you can get a plain ol' visa, pay off whatever you bought within a month, and move on. No sense throwing money away on interest/fees if you don't need to.
|