phyzix525

there is acompany called world mortgage that can start you out with 1.95 % in a differed interest program, it basically works as a 5 year arm, starting out at 1.95 and working up 7.5% of your payment every year (1000.00 year one, 1075.00 the next year and so on untill you catch up to the interest rate which is tied to prime. ) The good thing about this is that you are already in good shape in terms of equity, and since you set it up with bi-weekly payments you are not going to go"upside down" that much. Its a good program that I had signed a couple of people on, its worth a look. It would help you out cause your payments are very small comparied to a 30, which by the way you do have a good 30 year rate, but the question that makes pr breaks whether you do anything is how long you plan on staying in your house.

__________________
It's hard to remember we're alive for the first time
It's hard to remember we're alive for the last time
It's hard to remember to live before you die
It's hard to remember that our lives are such a short time
It's hard to remember when it takes such a long time