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9 out of 10, the CitiBank one got me.
A true PayPal e-mail will never ask you to click a link (link's can be spoofed). It always tells you to log into your account and the "message" is usally in the upper-left.
I delete anything that says, "we need to verify..." And if I question it, I call the source first before I click on a link. I also like to read the source code behind the e-mails as it tells you a lot about the e-mail (i.e. spoofed links, source website/URL, etc).
Got bit once, don't plan on it happening again.
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Before you criticize someone, you need to walk a mile in their shoes. That way, if they get angry at you.......you're a mile away.......and they're barefoot.
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