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Newt, *from my experience* (working as an intern in a law office), you will be alright.
I'm guessing you have Bodily Injury insurance? Since no one was severly injured, i'm guessing that it was only soft tissue injuries. Unless the baby was all bruised severly beat up (for use as something to sway the jury incase this case does litigate), the most that these people can do is hire an attorney to make a claim against your insurance company (they'll ask for like 80 grand) but your insurance company will most likely settle for...maybe 5 grand? That'll be the end of it. You should be alright, don't worry to much..
The *absolute most* that i've seen an insurance suit settle for was 10k (the max the offender had on BI coverage), but that was because the insurance company did not want litigation and the lawyer had good pictures (kid was run over while on bike and burnt badly by exhaust pipes).
At most, your premium will go up. I don't think you'll have to go to court or dig in to ur private savings.
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Originally Posted by Lieber Code on the laws of war
"Men who take up arms against one another in public war do not cease on this account to be moral beings, responsible to one another and to God."
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