Quote:
Originally posted by phredgreen
i'd really just try to save up and buy them outright. i see the idea of credit being used as an option for minor puchases like this as a bad idea in the long run. so many people start out with small purchases, and by the time they've paid those purchases off, they've paid double the worth of the item. boo has a couple great ideas, check with some of the places that sell lots of tires, or try the junkyard idea. both great ideas.
at the very least, save up the money and make it happen without financing it. it's just not worth it for a smaller puchase.
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Phred - your opinion is highly valued and I understand where you are coming from, but I think you may be missing my point somewhat.
The ultimate goal here is to pay off the tires before interest occurs. I have 90 days at 0% and over that 90 days I can pay for the tires outright, the only reason I need them now is because I do not have much tread left on my SUV, and Im going on vacation in next month and I would prefer to be on tires I feel comfortable with driving long distances.
THe question is, Knowing I can pay them off in 90 days, do I finance the tires now, with no finance charges for the 90 days and pay it off before the charges occur?