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as a note about the check engine light:
If you are inclined to do things yourself to keep costs down (I know I do), you can buy a mechanic's manual for your car for about $20 that will tell you what your car wants when the check engine light comes on.
On many cars it comes on after a certain mileage so that it can have certain fluids checked and have other things kept running.
As far as money...
money is a pain in the ass... I know how you feel.
Hope your job security keeps you in the job, at least.
__________________
"I want something good to die for
To make it beautiful to live.
I want a new mistake, lose is more than hesitate."
~Queens of the Stone Age - Go with the Flow
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