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Indeed...
Do you have any young'uns or a g/f around that may have used it? Both of those seem kinda unlikely, although possible. If one of the shops was broken into, if they know about it, they should have informed you that your card may have been comprimised. If you can't think of anyone else, I would contact the companies and let them know, if several people report fraudulent activity and they are all tied to that company, you may have something...
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I have an aura of reliability and good judgement.
Just in case you were wondering...
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