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I did a secured loan via the bank.
I saved $2000, and then borrowed $2000 from the bank. I took the money from the bank, and put that into an account that had a monthly debit to pay the loan off.
I paid it off in 6 months and paid a small premium to do so because of the interest, but it wasn't all that much.
I didn't pay attention to it except read each month that it was debited from my account, I did not manage it any more than that.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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