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KMA-628, On our alarm systems, power failure and cutting the phoneline only gets the police there quicker. It might take the police 5-6 minutes to get there, but in the mean time you have an alarm sounding that could double for the city's tornado siren. Let's just say it can and does wake the nieghbors.
I recommend some motion detection lights around your house. A good alarm system, and a loud dog.
It sucks to be voilated like that. It also sucks how the insurance company is treating your case. No way should you have to spend money out of your pocket to pay for the stuff that was stolen.
Also, If you are going to invest in an alarm system. Talk to your insurance agency first and see if they'll help you out and lower your payment. It could help.
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“It is better to be rich and healthy than poor and sick” - Dave Barry
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